CHL / TOOLS

A little more clarity.
A lot less guesswork.

Explore the numbers at your own pace. These tools are here to make the first conversation easier — not to replace a thoughtful one.

Mortgage payment ↘Land transfer tax ↘

The monthly picture

Mortgage calculator.

See how your purchase price, down payment, rate and amortization affect your payments. Adjust the numbers and watch your estimate change.

Purchase price CAD Down payment CAD

Interest rate %

Amortization years

Payment frequency

Amortization availability varies by lender and mortgage type. Enter your own illustrative rate; the 4.49% shown is an example, not a current rate offer.

Estimated monthly payment

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Base mortgage—

Down payment—

Talk through the numbers ↗

Plan for closing

Land transfer tax.

Estimate provincial land transfer tax — and Toronto's additional municipal tax where applicable — with eligible first-time buyer rebates clearly separated.

Purchase price CAD Property locationEstimate first-time homebuyer rebates Assumes all purchasers qualify for the full rebates. Eligibility depends on ownership history, residency, occupancy and other conditions.

Estimated land transfer tax due

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Ontario land transfer tax—

Estimates only. Please verify all land transfer taxes, rebates, and closing costs with your real estate lawyer.

Have a question? Let's talk ↗

Sources: Ontario tax brackets · Ontario rebate · Toronto rates · Toronto rebate.

Beyond Mortgages. Built on Relationships.

Numbers tell part of the story.
Let's talk about yours.

Connect with CHL ↗

A little more clarity.A lot less guesswork.

Mortgage calculator.

Land transfer tax.

Numbers tell part of the story.Let's talk about yours.

A little more clarity.
A lot less guesswork.

Numbers tell part of the story.
Let's talk about yours.