Some confuse mortgage refinancing with a second mortgage, but they are not the same thing. A second mortgage is in addition to your first mortgage and does not replace it. Mortgage refinancing will provide new money to the borrower and can be used to pay off the original mortgage, usually with better mortgage terms.

Mortgage refinance can prove beneficial in several ways. Ensuring you know these benefits is part of our commitment to you.

• Get cash out for any purpose

• Consolidate high interest credit cards

• Lower your monthly payments

• Renovations and home improvements

• Programs for self-employed

• Canada’s best prepayment options

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