purchase mortgage


Navigating the intricacies of purchasing a mortgage can be stressful which is why you need the help of a mortgage professional to make the right decisions. We provide a range of tools to ensure you get a mortgage you are happy with.

  • Home Purchase Advice & Services

  • Shop all the Banks
  • Self-employed / New to Canada

  • Lower your monthly payments


Most mortgages arrange monthly payment amounts so that if each payment is made timely, the mortgage will be paid off after roughly 30 years. However, mortgages in Canada have smaller terms and are usually much shorter than the amount of time it would take to pay off the mortgage in full.

Most homeowners simply sign the lenders’ renewal without shopping for the best rate and terms. It is always a good idea to shop around in order to ensure you are receiving the best renewal option and our mortgage specialists are there to help.

  • We shop for you, no charge

  • No cost-switch program

  • Canada’s best prepayment options

mortgage renewal
mortgage refinance


Some confuse mortgage refinancing with a second mortgage, but they are not the same thing. A second mortgage is in addition to your first mortgage and does not replace it. Mortgage refinancing will provide new money to the borrower and can be used to pay off the original mortgage, usually with better mortgage terms.

Mortgage refinance can prove beneficial in several ways. Ensuring you know these benefits is part of our commitment to you.

  • Get cash out for any purpose

  • Consolidate high interest credit cards

  • Lower your monthly payments

  • Renovations and home improvements

  • Programs for self-employed

  • Canada’s best prepayment options


A revolving line of credit means that you can borrow up to a certain amount (depending on the available equity in your home) and make monthly payments. The payments are determined by how much you currently owe on the loan. Once you have paid off the money you can borrow it again without applying for another loan. It is similar to a credit card in that way. It is important to remember that if you miss payments on your home equity loan, you do put your home at risk. This is why you should avoid using it to pay off your credit cards or other debt.

You need the help of a mortgage professional to make the right decisions. We can provide many programs to help you make an informed decision.

  • Easy access to low interest loans

  • Start a new business

  • Renovations and home improvements

  • Education, Invest for retirement

  • Canada’s best prepayment options

home equity


At Capital Home Lending, we put you first. As experienced mortgage professionals, it is our job to get you the mortgage you need at the price you deserve. We work on your behalf and have access to over 25 different lenders. Let’s work together to get you the right mortgage!



Capital Home Lending

We are a group of mortgage specialists dedicated to ensuring you receive the best advice to make informed decisions.


  • 416-419-0359